Clear to Close Title Services was started with one thing in mind, which is to keep you, our client happy. Clear to Close’ company built on relationships. Our close relationships are what make us successful and help us achieve satisfaction. With a hands on approach and personalized service Clear to Close has risen above the crowd to lead the way for title services in New Jersey. Handling all aspects from underwriting, clearing, and examination to document preparation, disbursement, and closing services Clear to Close is a leader that’s happy to go out of its way to protect one of your most important investments and that’s what makes us Number 1 now and for years to come. And were proud to be an agent of Stewart Title Guaranty Company. Don’t you want your real estate in the hands of someone you can trust, call us today and remember to Relax and let us do all the work.
Why do you need title insurance?
To protect possibly the most important investment you’ll ever make - the investment in real estate. A lender goes to great lengths to minimize the risk of lending money for the purchase of real estate, First, credit is checked as an indication of the borrower’s ability to repay the loan. Then) the lender seeks assurance that the quality of the title to the property to be acquired and which will be pledged as security for the loan is satisfactory. The lender does this by obtaining a loan policy of title insurance.
The loan policy does not protect the buyer
The loan policy protects the lender against loss dueto
unknown title defects. It also protects the lenders interest from
certain matters which may exist, but may not be known at the
time of the sale.
But, this policy only protects the lenders interest It does not
protect the borrower That is why a real estate purchaser needs
an owners policy, which can be issued at the same time as the
loan policy, usually for a nominal one—time fee-